K V Bharadwaj – Chief Credit Officer

Mr. K V Bharadwaj is the Chief Credit Officer of the Company. A qualified Chartered Accountant and a Certified Information Systems Auditor, he has over 17 years of expertise in internal audits, processes, management assurance, finance, reporting, planning, and analysis. Mr. Bharadwaj has rich experience in Credit Management, Collections & Recovery Risk Management, and is proficient in devising strategies for collections and recovery. He holds competencies in improving existing systems and processes while supporting and sustaining a positive work environment through strong communication and relationship management skills.